Josh Jacobs

NMLS # 1075951

651-797-4090

josh@mrmloans.com

Josh Jacobs Loan Manager

Blog

Should I Consolidate My Debts with a Mortgage Refinance Loan?

Should I Consolidate My Debts with a Mortgage Refinance Loan?

In today’s world it can be easy to rack up lots of high interest debt: credit card bills, student loans, auto loans, etc. If you are a homeowner, you may be able to consolidate all that debt and make it easier to afford with a refinance loan. Here&r

Jun 06, 2023 | Refinancing a Home

When Is a Mortgage Prequalification Helpful?

When Is a Mortgage Prequalification Helpful?

If you are starting the homebuying process, you may have heard that you should get a mortgage pre-approval, not a prequalification. And yet, mortgage prequalification wouldn’t exist if they didn’t serve a purpose. They simply serve a different

Jun 01, 2023 | Purchasing a Home

Understanding Mortgage Loan Origination Fees

Understanding Mortgage Loan Origination Fees

One of the things you’ll pay for when getting a mortgage loan is an origination fee. Here’s what you need to know about origination fees and why you pay them. What Is a Mortgage Loan Origination Fee? Origination means to create, so the loan or

May 30, 2023 | Purchasing a Home

What is a No Fee Mortgage?

What is a No Fee Mortgage?

There are plenty of fees to pay when you get a new mortgage loan. While there is no way to get around these costs, you may be able to avoid paying them upfront with a “no fee loan.” What Are Traditional Fees? With a standard home loan, borrowe

May 25, 2023 |

How to Improve Your Credit to Get a Better Mortgage Deal

How to Improve Your Credit to Get a Better Mortgage Deal

In today’s rising interest rate climate, many potential homebuyers are looking for ways to save on a home purchase. One of the best proactive things you can do is to improve your credit score as much as possible before applying for a mortgage loan.

May 23, 2023 |

How Many Mortgages Can I Have at One Time?

How Many Mortgages Can I Have at One Time?

While taking on a mortgage for the first time may feel like the scariest decision of your life, after you get comfortable with homeownership and paying a mortgage, you may decide at some point that you’d like to take out an additional loan for anoth

May 18, 2023 |