Josh Jacobs

NMLS # 1075951

651-797-4090

josh@mrmloans.com

Josh Jacobs Loan Manager

Blog

How to Start the Process of Buying a Home

How to Start the Process of Buying a Home

Once you’ve decided you want to become a homeowner you may not know what step to take next. Should you hire a real estate agent? Should you find a lender? Should you start searching real estate listings on your own? Here’s a look at the typica

Jul 18, 2023 | Purchasing a Home

Can Manual Underwriting Help You Get Approved for a Mortgage?

Can Manual Underwriting Help You Get Approved for a Mortgage?

When you apply for a mortgage loan, the bank or lender has to go through the process of underwriting the loan. This means that your financial data will be verified and analyzed to determine if you qualify for the loan and at what terms. Today most of this

Jul 13, 2023 | Purchasing a Home

How To Save As Much Money as Possible When Buying a House

How To Save As Much Money as Possible When Buying a House

With high prices and rising inflation, if you are hoping to buy a home for the first time this year, you are probably looking for any way to save money in the process. Here are some possible options for pinching those pennies to make home buying more affo

Jul 11, 2023 | Purchasing a Home

Most Popular Home Renovations Do Not Provide a Great ROI

Most Popular Home Renovations Do Not Provide a Great ROI

With mortgage rates on the rise, and home prices at record highs, many homeowners are choosing to renovate their current homes rather than sell and buy a bigger, better place. While that can be a smart move, if the homeowner ever does decide to move, they

Jul 06, 2023 |

Happy Independence Day!

Happy Independence Day!

As fireworks light up the sky and our nation celebrates its independence, we extend our warmest wishes to you and your loved ones on this Fourth of July. May this day be filled with great food, joy, laughter and cherished moments with family and friends.

Jul 04, 2023 |

The Pros and Cons of a 40-Year Mortgage

The Pros and Cons of a 40-Year Mortgage

When it comes to buying a house, you have most likely heard of a 30- or 15-year mortgage, and maybe even a 20-year mortgage. Did you know there are also 40-year mortgages? In today’s market of record high prices, these long-term home loans can offer

Jun 29, 2023 | Purchasing a Home